Business Checking

No matter where you are in your business goals, Guaranty Bank offers a business checking account solution to meet the needs of all types of business.


Free Checking
For small businesses with balances typically below $5,000 

Select Business Interest
For qualifying sole proprietors and non-profit organizations

For growing businesses with a moderate level of transaction activity per month

Business Analysis
For businesses with high transaction activity or advanced treasury management needs

Minimum balance


$1,500 minimum balance to offset monthly fee

$10,000 minimum balance to offset monthly fee


Monthly service charge




$20 (earnings credit on deposit balance may offset fees)

Competitive interest


Interest option available on balances over $25,000**

We offer a competitive earnings credit rate

Number of FREE transaction items* per month

150, $.25 per item thereafter

150, $.25 per item thereafter

250, $.40 per item thereafter

Transaction fees based on account activity

Up to 10,000 currency deposits per month FREE

Currency deposits just $1.25 per $1,000


 FREE Visa® Debit Business Card        
 FREE cash flow review after 60 days        

* Transaction items include all debits and credits
** FDIC insurance coverage limited to $250,000

Visit one of our many Guaranty Bank and Trust branches in Colorado to sign up for the business checking that we have to offer to a business like yours.

24-Hour Customer Service

Denver 303.293.5500 | Northern Colorado 970.454.4220 | Toll-free 1.877.609.5500