Manage cash flow across multiple accounts
With Account Analysis, your Colorado business receives a detailed monthly statement itemizing services you have used, service volumes processed and charges incurred. The Account Analysis system also applies an earnings credit - calculated by applying the bank's monthly Earnings Credit Rate (ECR) to your aggregate average collected balances - to your account balances to help offset bank service fees.
Applied to a single account or to a group of accounts, this valuable tool provides insight into your business.
Monthly settlement periods provide a single-fee total for services used on one or all accounts and allow you to manage your businesses and maximize your earnings credits for all accounts.
Zero Balance Account
Our Guaranty Bank Zero Balance Account lets you concentrate your company's funds in a primary account while automatically funding sub-accounts. This type of account is ideal for any Colorado company that wants to maintain multiple disbursement accounts, but also manage cash flow through a single "master" account. By utilizing our automated Zero Balance service, you can achieve full cash optimization by reducing excess cash balances and putting your funds to more productive and profitable uses.
Our Cash Sweep accounts allow you to combine the advantages of a business checking account with the ease of an automated overnight investment feature. Automatically invest excess collected balances to maximize investment earnings, with the flexibility of setting a target balance to offset any service charges and maximize interest.
Our Loan Sweep product automatically advances on, or pays down, your revolving line of credit to either cover disbursements or invest excess collected funds. Linking your business checking account and your revolving line of credit work to your benefit.
To discuss how our cash optimization and sweep products can benefit your Colorado company, call our team of Treasury Management specialists today!
- Denver Metro: 303.675.1160
- Northern Colorado: 970.454.4240