Personal Banking

For over 60 years, Guaranty Bank and Trust has served individuals in Colorado. Our local and highly-skilled bankers provide you with the expertise to design the right solution to help you reach your financial goals. As a customer of Guaranty Bank, you have a wide selection of banking products and services to choose from, along with the personalized and local service our Bank is known for.


From completely FREE checking and certificates of deposit to credit cards and loans to finance all your major expenses such as a new home, college tuition, remodeling project, wedding, or even a well deserved vacation, we offer the services you need to keep your finances in order. We offer the latest technology in Online Banking and Mobile Banking so you can keep up to speed on your accounts from anywhere. Never again will you think of your bank as just the building down the street.


Plan for the future and put your money to work with a savings account that meets your specific needs.


With Guaranty Bank credit and debit cards, your money is secure, your transactions are quick, and your rewards are plentiful.

Additional Services

Find everything you need from a local Colorado community bank. We offer safe deposit boxes, notary and Medallion Signature Guarantee services, and so much more!

Guaranty 50 Club

For our customers 50 years or better.

*Must have a minimum of three auto debits of credit per month to qualify for this service.

24-Hour Customer Service

Denver 303.293.5500 | Northern Colorado 970.454.4220 | Toll-free 1.877.609.5500