Personal Checking

We have four different checking accounts to choose from. Find the one that’s right for you today!

Free Checking 50 & Better
Free Interest
Direct Free Interest Preferred Interest
A FREE account for everyone FREE for customers 50 and better FREE checking with the convenience of direct deposit or any automatic payment An account for those interested in higher interest
  Visit a branch today! Visit a branch today!
Minimum opening deposit  $50  $50  $50  $50
Minimum balance  $0  $0  $0  $1,500
Monthly service charge  $0  $0  $0  $8 if balance falls below $1,500
Per check charge  $0  $0  $0  $0
Free personalized checks
Competitive interest   Higher interest rate with a balance of $1,500
or more
Guaranty Bank offers SwitchAgentSM, a free service* that automatically moves your direct deposits and pre-authorized payments from your previous account to your new Guaranty Bank checking account–saving you the time and effort!

*Must have a minimum of three automatic debits or credits per month to qualify for the service.

To open an account, click on any of the "Open Online" buttons above or come in to any one of our branches. We’re ready to help you!

24-Hour Customer Service

Denver 303.293.5500 | Northern Colorado 970.454.4220 | Toll-free 1.877.609.5500