Personal Checking

We have four different checking accounts to choose from. Find the one that’s right for you today!

Free Checking1 Rewards Checking1 50 & Better
Free Interest1
Preferred Interest Checking1
A FREE account for everyone FREE checking with interest and rewards. FREE for customers 50 and better An account for those interested in higher interest
  Visit a branch today! Visit a branch today!
Minimum opening deposit  $50  $50  $50  $50
Minimum balance  $0  $0  $0  $1,500
Monthly service charge  $0  $0  $0  $8 if balance falls below $1,500
Free personalized checks
Pays you interest   Higher interest rate with a balance of $1,500
or more
Our Rewards Checking offers you $0.10 for every Guaranty Bank debit card transaction you make in a statement cycle if you:
  1. Have 15 or more Guaranty Bank debit card purchases
    post to your account in your monthly statement cycle
  2. Have at least one ACH Credit into your account such as direct deposit of your payroll
  3. Receive your monthly statement electronically
1$50 minimum opening deposit on all checking accounts. Fees may apply for additional services provided. Ask for details.

To open an account, click on any of the "Open Online" buttons above or come in to any one of our branches. We’re ready to help you!

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24-Hour Customer Service

Denver 303.293.5500 | Northern Colorado 970.454.4220 | Toll-free 1.877.609.5500
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