Personal
Solutions

Personal Checking

We have four different checking accounts to choose from. Find the one that’s right for you today!







Free Checking1 Rewards Checking2 50 & Better
Free Interest2
Preferred Interest Checking2
A FREE account for everyone FREE checking with interest and rewards. FREE for customers 50 and better An account for those interested in higher interest
  Visit a branch today! Visit a branch today!
Minimum opening deposit  $25  $50  $50  $50
Minimum balance  $0  $0  $0  $1,500
Monthly service charge  $0  $0  $0  $8 if balance falls below $1,500
Free personalized checks

Pays you interest   Higher interest rate with a balance of $1,500

or more
Our Rewards Checking offers you $0.10 for every Guaranty Bank debit card transaction you make in a statement cycle if you:

  1. Have 15 or more Guaranty Bank debit card purchases

    post to your account in your monthly statement cycle
  2. Have at least one ACH Credit into your account such as direct deposit of your payroll
  3. Receive your monthly statement electronically
1$25 minimum opening deposit. Fees may apply for additional services provided. Ask for details.
2$50 minimum opening deposit. Fees may apply for additional services provided. Ask for details.

To open an account, click on any of the "Open Online" buttons above or come in to any one of our branches. We’re ready to help you!

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Denver 303.293.5500 | Northern Colorado 970.454.4220 | Toll-free 1.877.609.5500
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