We have a card to help you pay efficiently.
Whether you're planning your dream vacation, managing your household finances, or just starting to build your credit history, Guaranty Bank and our partner Elan Financial Services offers a variety of credit card choices to meet your needs. Click here to learn more or apply for a Guaranty Bank credit card!
Click here to login to My Account Access to pay your bill or view your statement.
The free Guaranty Bank Visa® Debit Card is more convenient than writing a check, safer than carrying cash and can be used to pay for everyday purchases. With funds automatically deducted from your checking account, each transaction is detailed on your monthly checking account statement and can be viewed online to make record keeping easy.
Your Visa® Debit Card also doubles as an ATM card giving you access to your account at any Guaranty Bank location and at any InterCept® or MoneyPass ATM nationwide. You have access to over 450 surcharge Free ATMs in Colorado! Click here to find an surcharge free ATM nationwide.
Guaranty Bank's Rewards Checking delivers $0.10 back for every Guaranty Bank debit card transaction you make in a statement cycle if you:
- Have 15 or more Guaranty Bank debit card purchases post to your account in your monthly statement cycle;
- Have at least one ACH Credit into your account such as direct deposit of your payroll; and
- Receive your monthly statement electronically
Chip Card Technology
Your Guaranty Bank Visa® Debit Card features the latest chip technology to help protect you from fraud. By creating a one-time use code for each transaction made at a chip-activated terminal, your debit card is designed to maximize your financial security.
How does chip technology protect my information?
Every time you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Where can I use my chip card?
You can use your card at millions of places that accept Visa Debit Cards, at home and around the world.
Can I still swipe my card to pay?
Yes. If a merchant is not yet chip-activated, simply swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary.
Does my chip card work at the ATM?
A: Yes. You can still use your card to get cash, check your balance and more. Insert your card and follow the prompts on the screen.
Will I have to pay any fees to use my chip card?
No. There are no additional fees to use your new debit card.
To report a lost or stolen Guaranty Bank ATM or debit card call: 800.500.1044.
To report a lost or stolen Guaranty Bank credit card call: 800.558.3424.