Customized loans for your home


Your single source Jumbo Mortgage Loan solution

From application and underwriting to the approval and funding process, Guaranty Bank offers a single source jumbo mortgage loan solution - all from our local branch network. Our team can help make your next home purchase or refinance a dream.

Features and Benefits

  • A competitive interest rate with a variety of options to meet your unique needs
  • Flexibility - no prepayment penalty
  • Loan amounts ranging from $453,100 to $1,500,000
  • Offered for refinancing or purchase of primary residences, as well as your second or vacation home
  • Local decision making and responsive service

One-Time Close Construction Loan

Save time and money with our one-time close construction loan. At Guaranty Bank, our experts can help you finance your new owner-occupied home, by combining your construction loan and permanent financing loan into one. This eliminates the need for two loan closings, and gives you the added security of a locked interest rate, prior to the start of construction.  

Features and Benefits

  • Eliminates the need for multiple loans to finance your home
  • Save money by avoiding two loan closings, the duplication of loan fees and closing costs. 
  • Interest rate protection prior to construction

Questions to ask when considering a Jumbo Mortgage Loan

What are you trying to accomplish? 

Looking to purchase your dream home or refinance your current residence? Our Guaranty Bank team members know that the decision to purchase or refinance a home is both financial, as well as an emotional process and our local bankers will work with you to understand your goals and find the right solution.

With low interest rates, now is the time to consider that dream home or refinancing your current home with a Jumbo Mortgage Loan. Guaranty Bank Jumbo Mortgage Loans have minimal fees, so the cost of refinancing could easily pay for itself in a just a short amount of time. A brief conversation with one of our loan specialists could end up saving you thousands of dollars.

How long you will live in your home?

With rates as low as they currently are, even 12 months can be enough time to make refinancing a smart choice that can save you significant money. Explore all of your options with a Guaranty Bank team member today!

What are the advantages of financing with a local community lender? 

Exceptional personal service from a community bank is the foundation of what we do at Guaranty Bank and Trust. Our local bankers take the time to personally meet with you to evaluate and understand your financial picture. Together, we develop solutions to meet your unique loan needs and financial goals.

Additionally, our Colorado senior management team makes all of the final loan approval decisions. There is no waiting for answers from an out-of-state entity.

When is the best time? 

Colorado has been one of the country's hottest real estate markets for the last several years and the home ownership pace continues at full speed as consumer confidence grows and more people look to take advantage of record low interest rates to either finance their dream home, or save significant dollars by refinancing their current residence. 

For more information on our custom mortgage products and services or to schedule a personal consultation, call 303.293.5500 or 970.454.4220. 

Guaranty Bank and Trust Co, NMLS #418476

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