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 Personal Savings |
An affordable basic savings account with a low minimum balance required to avoid a monthly service fee. Interest is calculated on
your collected balance and paid monthly.
- $50 minimum to open
- $50 minimum daily balance
- $3 monthly service fee if balance falls below the minimum
- No monthly service fee if setup for a minor under the age of 18
- Free Online Banking
- Free Online Statements
Federal regulations limit the number of withdrawals on this account to 6 withdrawals per statement cycle.
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| Personal Money Market |
Earn a higher rate of interest when you maintain higher balances
while retaining access to your money when you need it. Tiered
interest rates are available to help grow your account balances.
- $2,000 minimum to open
- $2,000 minimum daily balance
- $10 monthly service fee if balance falls below the minimum
- Free Online Banking
- Free check images
Accounts are limited to 6 withdrawals per statement cycle; unlimited lobby, drive up or ATM withdrawals are permitted.
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| Certificates of Deposit (CD) |
You get the security of a savings account while earning higher yields when you leave your money in for a fixed period of time. The minimum deposit is $1,000 and no monthly service fees are charged. Guaranty Bank offers guaranteed interest rates and flexible terms that range from 3 to 36 months – you choose the terms that fits your investment need.
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| Individual Retirement Accounts (IRAs) |
An Individual Retirement Account is a personal savings plan that offers you
tax advantages* to set aside money for retirement. Guaranty Bank offers an
IRA Certificate of Deposit with an annual renewal option to keep your money
invested and growing for retirement.
* Consult a tax advisor for more information.
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| Health Savings Accounts (HSAs) |
A Health Savings Account is established for the purpose of paying or reimbursing current and future qualified medical expenses. An HSA in conjunction with a compatible high-deductible health plan (HDHP) is a simple way to secure more affordable health coverage for you and your family while you save on taxes*.
- Tiered interest rates
- $25 minimum to open
- $3 monthly service fee
- Free HSA Debit Card
- Free online access to your account
- Free check images with your statement
* Consult a tax advisor for more information.
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For more information
or to speak with a banker, visit us at any of our branch
locations.
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