Are you planning to acquire an existing business?  Do you have an existing business and want to acquire a competitor business?  Guaranty Bank can help you with an SBA loan to purchase the assets of an existing business, including the intangible value.  We can also help with an SBA loan to purchase 100% of the voting stock of an existing business.  Terms up to 10 years are available for this purpose.

Guaranty Bank can help you purchase real estate for your business or refinance your existing real estate debt.  Loans up to 90% of value are available with very competitive rates and terms up to 25 years.  We can also help you with the purchase of land and construction costs to build a new building for your business. 

Guaranty Bank can help with the purchase of new equipment for your business.  In some cases, up to 100% financing is available for new equipment, using the SBA program.  We can also help you consolidate your existing equipment loans and leases to accomplish a lower monthly payment.  Terms up to 10 years are available with very competitive rates. 

With a growing business it is often very difficult to collect your accounts receivable fast enough to keep paying your bills and payroll.  Your company’s current liabilities may be too large compared to your current assets and cash flow.  In both of these examples, a permanent working capital loan can do wonders to improve the financial strength of your business.  Terms range from 5 – 7 years.

Are you looking to start-up or expand a franchised business? Guaranty Bank can help with an SBA 7(a) loan to start a franchised business by helping with the funding of the equipment and leasehold improvements, and even the franchise fee. We can also help if you are planning to expand an existing franchised business. Terms up to 10 years are available for this purpose.