At Guaranty Bank and Trust Company we offer a view into the future with financial calculators to assist you in the financial planning process.

Loan Calculators

Amortizing Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Debt Consolidation Calculator
Should you consolidate your debt? Use this calculator to find out.

Enhanced Loan Calculator
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

 

Savings Calculators

Certificate of Deposit Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.

 

Mortgage Calculators

Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.

Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.

 

Retirement Savings and Planning

Retirement Nestegg Calculator
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.

Roth 401(k) or Traditional 401(k)
Use this calculator to help determine if a Traditional 401(k) or Roth 401(k) might be best for you.

Roth vs. Traditional IRA
Use this calculator to determine which IRA may be right for you.

Social Security Benefits
Use this calculator to estimate your Social Security benefits.

 

Investment calculators

Asset Allocator
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Investment Returns
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

 

For more information or to speak with a banker, visit us at any of our branch locations.