Our personal bankers take the time to understand your individual borrowing needs and budget to recommend financing options that are right for you.
 Home Equity |
For most homeowners, a Home Equity Loan or Line of Credit is one of the easiest and most economical ways to borrow. You can use the equity in your home to consolidate high bills into just one low monthly payment. Finance major expenses such as college tuition, home remodeling, wedding , new vehicle – even a well deserved vacation!
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Home Equity Loan
A home equity loan is a fixed-rate loan based on the available equity in your home. You'll get your money all at once and then pay it back in predictable, fixed monthly payments. Flexible repayment terms are available. |
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Home Equity Line of Credit
A home equity line of credit is a revolving, variable-rate line of credit that uses your home as collateral. Because it is a line of credit, you borrow the money you need when you need it. |
If payments are automatically deducted from your Guaranty Bank checking account, you may qualify for
an interest rate reduction.
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| Savings and CD Secured Loans |
Continue to earn interest on your savings or Certificate of Deposit accounts here at Guaranty Bank. Use the funds on deposit to secure the loan at a lower interest rate.
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| Automobile Loans |
Finance your new or used automobile – flexible terms and payment options are available. If payments are automatically deducted from your Guaranty Bank checking account, you may qualify for an interest rate reduction.
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| Unsecured Loans |
A Guaranty Bank personal loan can help you pay for unexpected expenses and allows you to borrow without collateral. Your loan amount will be based on your income and ability to repay the loan – a maximum of $25,000. A fixed rate of interest will let you know what your monthly payment will be.
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| Ready Reserve (Overdraft Protection) |
With overdraft protection on your Guaranty Bank checking account, you're protected against unexpected overdrafts. Spend less time worrying when you protect yourself against the embarrassment of bounced checks.
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For more information or to speak with a banker, visit us at any of our branch locations.
Products & Services
